What is a 55+ Community?
It’s an area of homes attached and/or detached that offer retired or working individuals 55 or older a place to live. Pretty easy right?
In Oceanside California, there are 9 different 55+ Communities to choose from! They differ from a retirement home in the sense that they are geared towards seniors that still have an active lifestyle vs. seniors that need assisted living or 24 hour care such as nursing homes.
They are great communities to live in because they have a very low to no maintenance exterior. You pay a Home Owners Association Fee also known as an HOA Fee that takes care of the exterior and common areas. Sometimes you will find some of your utilities are covered in that fee as well. You may also have a land lease fee to pay. Always be sure to inquire if the land under the home is included in the total price or if it is owned by a third party.
If the land is owned by a third party, you will have monthly payments for the ground on which your home sits on. This may not include other fees incorporated with mobile home parks.
Along with being low to no maintenance, they also have great amenities such as grilling areas, pools, hot tubs, tennis courts, golf courses and club houses. Everything you would need to live the lifestyle you want in your older years.
The communities are full of people around the same age. Which is really nice because it’s quiet and you can get to know the other amazing people without all the other distractions of a typical neighborhood. Normally, children are not allowed to reside in these types of communities. There may also be pet restrictions such as breed type and how many pets you are allowed. Every community is different so before deciding on buying in an area, it's smart to call and get familiar with all the HOA rules and regulations regarding that issue and many more that you may have questions about.
I have found that you really get a lot for the price you pay which is outstanding. Call Me Today if you are interested in exploring your options in one of the many 55+ Communities around the area. I would be happy to help you find the perfect place for you.
Denice Dobbins-Realtor
DRE# 02083129
(760) 421-6416
#DeniceDobbinsRealEstate
denicedobbinsrealestate@gmail.com
www.PierViewPropertiesRealEstate.com/denice-dobbins.aspx
PierView Properties Real Estate
DRE 00712580
302 N. Cleveland St.
Oceanside, CA. 92054
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OPEN HOUSE SUCCESS
One of the first things you do after signing a listing agreement with a Real Estate agent is schedule an open house. You want as many eyes on it as possible and as much foot traffic as possible within the first couple of weeks. It's the newest thing on the market and people want to see it! Some are so busy they don't have time to make an appointment so open houses are an amazing thing for just about everyone looking for a new home to buy. Remember, you need to be very flexible and keep in mind the goal you have which is to SELL YOUR HOME.
There are a few things you as a homeowner can do to ensure the open house is a success.
MAKE A GREAT FIRST IMPRESSION. Before you even schedule an open house you need to make sure the home has nice curb appeal. Trim the bushes, replace mulch, make sure everything is edged, the lawn is mowed, replace the mailbox if necessary, power wash the house, driveway and entry ways, touch up the paint, replace garage door, plant some flowers. Do whatever you can to make your house stand out and not in a bad way. I have seen bright green houses and that is not attractive, I bet if you ask your neighbors they would agree with me.
CLEAN YOUR HOME. This may require you to hire a cleaning service to come in and handle it if you don’t have the time to do it yourself. In my opinion, your home needs to be as close to showroom clean as possible. The cleaner the better. Touch up any paint in the home as well, I would even go as far as repainting any rooms that are not neutral colors. Get rid of any odors whether it be from pets, smoking, mildew etc. Open the windows and air the place out so it’s nice and fresh. Make it as inviting as possible.
STAGE YOUR HOME. If you do not live in the home your selling, stage it. The master bedroom, baths, kitchen, and living room in my opinion are the most important rooms to stage. If you still live there, make sure you take down any personal photos, clutter and valuables. People shopping for a new home want to envision their stuff there, not yours. This is one of the times that I mentioned above where you need to be flexible. Keep your goal in mind. THIS IS ONLY TEMPORARY.
SPREAD THE WORD. Your agent will do and should do everything possible to get the word out. You can help them by letting your friends, coworkers, and family members know the day and time of your open house and ask them to spread the word because they might just know someone looking in your specific neighborhood.
THE DAY OF THE OPEN HOUSE. Take any pets you have with you when you leave. That’s the last thing your agent needs to worry about. They need to focus. Leave before they get there and don't come home until they leave. In my experience, buyers always show up early and they come late as well when we are gathering up our things. If you do come back early, park down the street and wait for your agent to text you that everyone has gone.
Buying and selling should be an exciting time! If we all work together and have good communication, we can do anything.
Give Me a call Today!
Denice Dobbins-Realtor
DRE#02083129
(760)421-6416
denicedobbinsrealestate@gmail.com
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OCEANA 55 PLUS HOMES
Oceana-Oceanside CA. is a beautiful active 55 Plus Community located in North San Diego County, whic is just 4 miles from the ocean. where it has a near perfect climate that blends the hotter inland areas with cooler ocean breezes.
Oceana currently has over 2,000 homes on a resale-only basis. There are twelve separate neighborhoods in Oceana that are
included in larger sections such as Oceana South, Oceana East, Oceana Mission, Oceana Real and Vista Oceana.
Each section of the community has their own clubhouse including an outdoor pool-spa, which is exclusive for residents of the Oceana neighborhood.
Active 55 Plus adults looking to enjoy the Southern California climate at reasonable prices and with numerous amenities will find it all at Oceana. Prices Starting at Under $300,000 - Click It> 55 PLUS HOMES
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ATTENTION MILITARY PERSONNEL
$0 DOWN
Denice Dobbins - Realtor
DRE Lic# 02083129
(760) 421-6416
#DeniceDobbinsRealEstate
denicedobbinsrealestate@gmail.com
The 2019 VA Home Loan limit has increased to $690,000 - a 6.19% increase in surrounding San Diego Counties.
2019 VA Loan Limits will Apply to ALL Loans Closed from January 1, 2019 through December 31, 2019
These limits will apply to most military borrowers. These increased VA loan limits are intended to allow
Military borrowers in more expensive loan markets to borrow more without having to put
any money down. In most markets the VA loan limit is $453,100 - For More Information - Click it> Vets
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Why You Should Just Say NO To a FSBO!
The (NAR) National Association of Realtors Profile of Home Buyers and Sellers was just released, and their data further supports the following claim.
Data from the report shows:
The number of homes sold by owners had a decrease in 2018 to the lowest share recorded since this report started in 1981. Just seven percent of home sales were logged as an FSBO. This is most likely due to - fewer homes being listed FSBO overall, and homes listed FSBO not selling and ending up with agent representing them.
The median age for FSBO sellers is approximately 55 years of age. This could be a major factor of people thinking they have enough life experience and knowledge to play real estate agent - which is far from reality.
About 71% were married couples that have a median household income of $98,800. Regardless of marital status or income, it’s not a stretch to say that those who to try and sell their own home are doing so to try to save some money, but lack real estate experience.
However, statistics show that FSBOs typically Sell For Less than the selling price of other homes. FSBO homes sold at a median of $200,000 last year (up from $190,000 the year prior), which is significantly lower than the median of agent-assisted homes at $264,900. While it’s not possible to make a straight-up comparison between the $200,000 and $264,900 number, that is a HUGE difference.
The report also shows that among the most difficult tasks for FSBO sellers was not only getting the Current Market Price, but Negotiating the Price. Considering Pierview Properties Real Estate Agent - Denice Dobbins has access to Comps, Historical Data, along with Current Trends in the Real Estate Market, it would be in the best interest of a home owner-seller to visit with Denice to discuss the selling of their Home.
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Selling Your Home?
Don't Expect to get back ALL that Money Back You're about to Put into Upgrades.
Starting a major construction project when trying to sell your home
is more than likely Not the thing to do in some respects.
There are many websites on-line that will tell you if you spend X amount of dollars on re-doing your bathroom for example, you will receive a certain, sometimes greater, percentage amount back which is not always correct. Those figures may be somewhat dependent on areas that you do not live in.
Now this is not saying if you have a cracked bathtub, an oven from the early 1900's or the front yard fence needs repair and paint; of course those items need to be addressed.
The key phrase here is "Curb Appeal". This is the first thing your potential buyer will see when they drive up to your home. You could spend $15,000 on a new bathroom, but the grass is dead, the front door is the original when you purchased
the home twenty years ago, and the paint or varnish is peeling.
It's important to understand that many home buyers are going to do their own remodeling when they move in.
If you are dead-set on going to do any type of remodel, always look at the kitchen first, as this will probably be the best for your return. Now this doesn't mean a complete rebuild. You can repaint the cabinets, replace leaky faucets, add updated hardware, and if needed - change out dated light fixtures.
If the carpets and windows are dirty, have them cleaned. What you are trying to show your buyer is a clean and
organized and uncluttered home.
Simply do the obvious repairs and paint where needed in your home (always Neutral or Off White - Never White). Remember that the buyer will have an inspection done on your home. This could lead to items that must be repaired prior to the sale of your home. Save your money for that!
Your best bet is to have one of our Real Estate Agents at PIERVIEW PROPERTIES Real Estate walk the home with you and give you their professional advice, as this is the individual that will be working with potential buyers.
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What’s the Difference Between
Manufactured Homes vs. Mobile Homes?
Prefabricated homes are becoming a popular choice for home buyers. A manufactured home is a type of prefabricated housing that is mostly assembled in a factory and then transported to the site where it will be used. A mobile home is a prefabricated structure built in a factory on a permanently attached chassis before being moved to a site. These two types of homes are similar in the fact that they are both prefabricated and they both come with VIN numbers. However, these homes also share some significant differences that should be understood in order to best fulfill your housing needs.
Building Standards for Manufactured Homes and Mobile Homes
One major difference between a manufactured home and mobile homes are the building standards. In 1976, a new construction standard was issued for prefabricated housing. Manufactured homes are built to this standard while mobile homes are not. Manufactured homes are now built in two to three sections and moved onto a property where they are to be attached and become one large home. They are also meant to be placed on some type of foundation. A mobile home, however, is intended to stay on the wheels it is moved onto the site with.
Appearance and Financing Options
A manufactured home actually looks like a traditional home. They can be multiple stories and come in a variety of options. A mobile home does not come with the appearance of a traditional style home. The options for financing are also different because a manufactured home is considered real estate property after assembled. Therefore, it qualifies for the Federal Home Mortgage Corporation Assistance program, meaning it can qualify for a typical mortgage just as traditional homes do. A mobile home, however, is treated like financing a car and typically requires special financing.
The Importance of Knowing the Difference
Prefabricated homes are a great option for many families. They come in many styles and can be built in much less time than building on-site. Since financing options, building standards, and appearances are different, it is important to understand what each type of housing can offer. Knowing the difference between a manufactured home and a mobile home is vital in making the best decision for your family’s needs.